
Heat oven to 425°F. Brown beef 7-8 minutes, drain, and stir in chili powder, cumin, salt and 1/2 cup salsa.
Warm tortillas in the microwave 20 seconds so they fold without cracking.
Spread a stripe of refried beans on each tortilla, add beef and cheese, fold in the sides and roll up tightly.
Place seam-side down on a sheet pan, brush all over with oil, and bake 15-18 minutes until golden and crisp.
Serve with lettuce, sour cream and the rest of the salsa.
Photo: DinnerDrop