
Heat oven to 400°F and line a large sheet pan with foil.
Brown beef in a skillet 7-8 minutes, drain, then stir in chili powder, cumin, salt and a splash of water.
Spread chips on the pan in one overlapping layer. Scatter beef, rinsed black beans and cheese evenly over the top.
Bake 6-8 minutes until the cheese is melted and bubbly.
Top with diced tomato, jalapeños (on half for the kids), avocado and dollops of sour cream. Serve right off the pan.
Photo: DinnerDrop